HomeChoice

Christmas and weddings

We’ll automatically increase your contents cover by 10% for free over Christmas or when there’s a wedding in your immediate family. Your contents sum insured goes up by 10% for the month of December, and for 30 days before and after the wedding of any immediate family member.

Credit and debit cards

If your credit or debit cards are lost or stolen and you have to pay a bill as a result, we’ll refund you up to €2,000.

Visitors’ belongings

We’ll pay up to €400 for loss or damage to your guests’ personal belongings.

Fire brigade charges

If the fire brigade charges for a call out to a fire, we’ll pay up to €3,500.

Frozen food

We’ll pay up to €1,000 to cover the cost of replacing food damaged in your domestic freezer, if caused, for example, by a leakage of refrigerant.

Jury service benefit

We’ll pay a benefit of €40 per day or part day that you or your partner are called to jury service, up to a total of €650, with no loss of your no claims bonus.

Death benefit

If either you or your partner dies from an injury received in your home caused by a fire, violence related to a theft or an accident, we’ll pay a death benefit of €5,000.
If your cat or dog is killed by an insured fire or break-in, we’ll pay up to €260 for the loss of your pet.

Providing alternative accommodation

If fire, damage or another insured event means you cannot live in your home, we’ll pay for the cost of other accommodation for you and your family until you can safely return, up to 15% of the buildings and contents sums insured on your policy. This cover includes your pets’ kennel fees.

Replacing door locks

If the keys to your home are stolen in a personal assault or break-in, we’ll pay up to €1,200 to cover the cost of replacing:

• Outside door locks
• Locks on domestic safes
• Alarm keys

Optional Cover for Personal Belongings

This covers certain items both inside and outside your home including:

• Jewellery
• Watches
• Cameras & binoculars
• Bicycles & sports equipment

You can choose to add optional cover for personal belongings (unspecified items)for:

• €5,000 (with a single article limit of €1,500; Personal Money €130; Bicycles €500 in any period of insurance)
• €7,500 (with a single article limit of €2,500; Personal Money €130; Bicycles €500 in any period of insurance)
• €15,000 (with a single article limit of €3,500; Personal Money €200; Bicycles €500 in any period of insurance)

Or, you can cover individual items, each for a specific amount you have asked for.

• 5% off if you have one or more other policies with Aviva
• 3.5% off if an increased policy excess of €500 is chosen

Loyalty Discount (Renewal discount only)

• 6% off – minimum 3 years claims free and 1 year minimum claims free with Aviva

No claims discounts

Your client gets access to a 24-hour comprehensive emergency service, designed to help them in a household emergency, such as the electricity supply failing. It covers storm damage or any other accidental damage to the roof, as well as outside windows or door glass breaking.

We cover the cost of the callout, labour, and materials required for the emergency repair, up to €250 for each incident (€260 for broken glass in windows). If the repairs cost more than this, your client will have to pay the difference in cost but we will refund this money, less any excess, if your client has a valid claim.

We also include many extra follow-up services:

• If your client cannot live in their home, we will provide overnight accommodation for up to four people, at a place we choose. We will also provide transport from your client’s home to and from the accommodation and, if it is necessary to remove household furniture for security reasons, we will provide seven days storage for this furniture and transport to and from the storage facility up to a distance of 50km from your client’s home.
• If your client has an emergency in their home, we will relay an urgent message to a family member at home or abroad.

This service is provided by MAWDY – Tel: 1800 565 556