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If you are looking for an attractive rate of return, the Aviva Fixed Return Funds may be the right choice for you. Read on to learn more about these Funds.
All new business applications for ARFs, Individual Investment Bonds, Personal Retirement Bonds, and PRSAs MUST now be submitted online.
| Aviva 3 Year & 6 Month Fixed Return Fund Series 15 | Aviva 5 Year & 6 Month Fixed Return Fund Series 15 | |
|---|---|---|
| Deposit Rates | 13.40% Gross Fixed Return1 Equating to a 3.66% Gross AER | 23.60% Gross Fixed Return1 Equating to a 3.93% Gross AER |
| Maturity Dates | 11 June 2030 | 11 June 2032 |
| Term | 3 Years 6 months | 5 Years 6 months |
| Closing Dates | 4 December 2026 or earlier if oversubscribed | |
| Deposit Start Date | 11 December 2026 | |
| Counterparty | Invests in a Fixed Deposit Account with NatWest Markets NV. | |
| Risk Rating | 1 out of 7 (Very low risk) as of 1 October 2026 | |
| Annual Fund Charge | Standard Annual Fund Charge3 | |
| Who can invest in these Funds? | The Funds are available to new business and single premium investments for the following products open to new business2: Pension products including Personal Pensions, PRSAs, Personal Retirement Bonds, Retail Master Trust.and Pension Investment Bond Top-up are only available through certain products launched since 2020. Please contact your Account Manager for more information. | |
| Standalone or part of a portfolio | You can invest in these Funds on a standalone basis or as part of a diversified portfolio. | |
1 The gross returns and AER stated is before the deduction of charges and any applicable imputed distribution payments, life assurance premium levy, and relevant taxes. The returns are only applicable on the Fund’s maturity date.
2 The product documentation indicates product charges, minimum premiums, and applicable taxes. As this is a fixed-term investment, the annual management charge will be accrued within the daily fund price and deducted from the final maturity proceeds received from NatWest Markets NV. The final fund price will reflect the net return after deducting all fees. Our Customer Experience Team must receive full application documentation (including a fully completed application form, declaration, and anti-money laundering requirements) otherwise, you will not be allowed to invest in these Funds.
We have updated our application process for Fixed Return Funds. You should submit new business applications for ARFs, Individual Investment Bonds, Personal Retirement Bonds and PRSAs using our online keying system on Aviva BrokerSecure. All other products and single premium top-ups should be submitted through our paper application process.
| Online Application (BrokerSecure details required) | Paper Application |
| Individual Investment Bond | Personal Pension |
| PRSA | Corporate Investment Bond |
| ARF | Retail Master Trust |
| Personal Retirement Bond | Pension Investment Bond |
| Fixed Return Fund Standalone Declaration Required with all paper applications |
(for Top-Ups and products not available through online keying)
To ensure your clients are invested in the Fund, we must receive full application documentation (including a fully completed application form with declaration, and anti-money laundering requirements).
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Source: 1. The gross returns and AER stated is before deducting charges and any applicable imputed distribution payments, premium levy, and relevant taxes. The return are only applicable on Fund’s maturity date. 2. Standard & Poor’s rating as of 31 March 2025. An A rating means Investment Grade: Strong capacity to meet financial commitments but somewhat susceptible to economic conditions and changes in circumstances. 3. The product documentation indicates product charges, minimum premiums, and applicable taxes. As these are fixed-term investments, the annual management charge will be accrued within the daily fund price and deducted from the final maturity proceeds received from NatWest Markets NV. The final fund price will reflect the net return after deducting all fees. 4. Source: Aviva Investors as at 18 September 2026.
| Warning: If you invest in the Aviva 3 Year & 6 Month Fixed Return Fund Series 15, you will not have access to your money until 11 June 2030. Warning: If you seek to realise your investment in the Aviva 3 Year & 6 Month Fixed Return Fund Series 15 before 11 June 2030, you may lose some or all of the money you invest. |
| Warning: If you invest in the Aviva 5 Year & 6 Month Fixed Return Fund Series 15 you will not have any access to your money until 11 June 2032. Warning: If you seek to realise your investment in the Aviva 5 Year & 6 Month Fixed Return Fund Series 15 before 11 June 2032, you may lose some, or all, of the money you invest. |
| Warning: If you invest in a pension, you will not have access to your money until you retire. |
Aviva Life & Pensions Ireland Designated Activity Company, is a private company limited by shares, registered in Ireland No. 165970. Registered office at Building 12, Cherrywood Business Park, Loughlinstown, Co. Dublin, D18 W2P5. Tel (01) 898 7950, www.aviva.ie
Aviva Life & Pensions Ireland Designated Activity Company, trading as Aviva Life & Pensions Ireland and Friends First, is regulated by the Central Bank of Ireland.
