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The Aviva Corporate Master Trust is established under a single legal trust, overseen by a trustee board acting on behalf of all participating employers.
Each employer operates within its own dedicated section of the wider arrangement, providing clear structure and governance.
The Trustee plays a central role in the effective operation of the Trust, holding ultimate responsibility for investment decisions and ensuring the scheme delivers the best possible outcomes for members. The Trustee is supported by a robust governance framework, including key function holders — Grant Thornton as Internal Audit Partner and LCP as Risk Manager — providing independent oversight and specialist expertise.
Aviva are the Founders of the Corporate Master Trust and are also the Registered Administrator. Our Corporate Master Trust provides employers and members with investment choice across a range of Environmental, Social and Governance (ESG) solutions which allow members to have as much or as little an active engagement on how their money is managed as they choose. Along with investment choice, we also offer a range of additional benefits such as Aviva Care which gives Master Trust Members five health and wellbeing services that line up to offer total protection for you and your family. As one of the largest insurers across Ireland and the UK, you can rely on our size and strength to be there, when we are needed most.
IORP II compliant providing professional trusteeship from Aviva Corporate Master Trust Ireland DAC.
Aviva offer a selection of engaging educational modules aimed at supporting scheme members throughout their working life and as they prepare for retirement.
Aviva Care offers members access to five exclusive benefits: Digital GP, Family Care, Bereavement Support, Best Doctors, and the Get Fit Programme.
Access to 30+ funds with choice across managers risk profiles and asset classes.
Is the Corporate Master Trust the right choice for your client?
Aviva recognises that employers have an important choice to make when it comes ensuring they meet any regulatory requirements for pensions provision including IORP II and Auto Enrolment.
The Aviva Corporate Master Trust will provide comfort that all requirements are met and includes a number of benefits:
| Flexible Pricing with each scheme priced individually | Our plans can accept group schemes with membership of 10 or more where the average annual contribution per member is €4,000 or above, with a total minimum scheme contribution of €40,000. |
| Default Pension Lifestyle Strategy- My Future | My Future is our low-cost default investment solutions where we manage your pension investments for your customers. My Future may be suitable for your customers if they want a hands-off, cost effective and professionally managed pension that aims to grow your money, diversify your pension savings and manage risk. |
| First Class Service | Outstanding administration and customer service capabilities delivered by a dedicated Implementation Manager, transitions specialist and service experts providing scheme support. |
| Member Education Programme | In conjunction with the Scheme's Financial Broker and employer we offer a selection of engaging modules aimed to support members throughout their working life as as they prepare for retirement. |
| Aviva Care | We provide all Corporate Master Trust Members and their immediate family with access to Aviva Care - five health and wellbeing services that line up to offer total protection for your Corporate Master Trust Members. See further details of these Exclusive Added Benefits in the video below. |
| Aviva Online | With Aviva Online members can see the value of their pension, the funds their pension is invested in and the amount invested in each fund. They can also use online tools like our pensions calculator and investment suitability tool, and view and download their policy documents. |
With our new GroupIQ tool, you can now run Group Protection and Group Pension quotes in an instant.
The Benefits
Some quotes may be referred to Aviva for further review.
general scheme details such as company name, number of active members and deferred members.
the total regular annual premium and select your commission option.
if policy fees should be included, excluded or if a combined quote is required.
You will be given an option to preview a PDF version of your quote and you can change the scheme/member data before you select Save & Exit.
Referrals
There may be times when your quote needs to be referred to Aviva before it can be produced:
Product Benefits
Fund Switches
Please use the attached forms to request a fund switch. Alternatively, written instructions can be accepted.
Corporate Master Trust – Pension Fund Switch Form
Retirement Claims:
My Future is our low-cost default investment solution where we manage your client's pension investments for them. My Future aims to grow your client's money when retirement's a long way off, then to reduce the risk of your client's savings falling in value as they get closer to their retirement date. This default low-cost pension savings strategy has four main benefits over the savings time horizon.
1. Managed investment risk
Saving for retirement is a long journey and building the financial resources needed for later life can take time. For this reason we think pensions saving in three stages.
| Growth | Consolidation | Pre-retirement |
| More than 15 years to NRA, Invests in Aviva ESG Fixed 80 Fund | 15 years to NRA, transition from Aviva ESG Fixed 80 Fund to Aviva ESG Fixed 20 Fund | 5 years to NRA – Start to move to final landing spot |
2. Personalised Solution
Your clients can choose between different variations of My Future depending on their retirement goals.
| My Future ESG ARF Strategy | My Future ESG Annuity Strategy | My Future ESG Cash Strategy |
3. Lower Cost Solution
My Future is competitively priced and is currently 0.5% lower per year that our standrd annual management charges.
4. Designed to do good
The Fixed Allocation Funds, which are core components in each strategy are designated as Article 8 or light green for ESG purposes under the Sustainable Finance Disclosure Regulations (SFDR).
Download the Aviva Care app from the App Store or Google Play Store. Open the app and login using your email address and password – or register for the service using your email address and policy number or access code.
Through Aviva Care you have access to Digital GP, Best Doctors Second Medical Opinion, Family Care Mental Health & Bereavement Support and our Get Fit programme.
All documents provided on this page are downloadable PDFs that brokers may save, retain and store for CPC compliance purposes.
Corporate Master Trust – Employer and Employee Guide
Corporate Master Trust – Members Booklet
Aviva Care Flyer
Corporate Master Trust – Trustee flyer
Corporate Master Trust – AVC Customer flyer
Corporate Master Trust - Employer Application Form
Corporate Master Trust - Employee Application Form
Pensions Made Simple
Coporate Master Trust
Corporate Master Trust
Corporate Master Trust
Retirement
Requirements for common amendments on existing policies.
Log in to Aviva BrokerSecure using your username and password. Group Quotations Online can be found in the Tools & Calculators section.
Your password can be reset here
Our minimum premium is €10,000 per annum.
The following documentation is required:
Please note if any of these documents are incomplete this will result in a delay with the scheme set up.
The Aviva Corporate Master Trust has been approved by the Revenue Commissioners. There is no requirement to seek Revenue approval to add new employers to the Aviva Corporate Master Trust.
Regular contributions can be paid by electronic funds transfer (EFT) or fixed direct debit every month.
Single/Transfer contributions can be paid at any time by EFT. For Single Premium AVC we require Source of Funds from the member.
Our separate Master Trust Guide explains all of the various options that may be available to Member at retirement.
Download the Trustee Annual Report for the period ending 31 December 2025
To support you as a member of the Aviva Corporate Master Trust, the following additional information is also available:
Our video library
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Aviva Life & Pensions Ireland Designated Activity Company, is a private company limited by shares, registered in Ireland No. 165970. Registered office at Building 12, Cherrywood Business Park, Loughlinstown, Co. Dublin, D18 W2P5. Tel (01) 898 7950, www.aviva.ie
Aviva Life & Pensions Ireland Designated Activity Company, trading as Aviva Life & Pensions Ireland and Friends First, is regulated by the Central Bank of Ireland.
