Executive Income Protection

Your client can increase their benefit by up to 20% offered every 3 years without additional underwriting.

All of the below are included in the plan at no extra cost: 

- Digital GP

- Best Doctors

- Bereavement support

- Family Care

- Get Fit Programme

Your client will receive a daily replacement income if in hospital for more than 7 days during the deferred period. This payment will be backdated to day 1, once your client is in  hospital for more than 7 days.

Your client won’t pay any premiums while we’re paying them an income, and their plan will carry on as normal. This means if they return to work and need to claim again, they can.

This benefit allows your client to keep their policy in force if they stop working for reasons other than illness or injury. If they contact us, we will reduce their benefit to €15,000 per annum and the premium will reduce accordingly. During this period in the event of claim, the claim will be assessed under the work tasks definition.

In claim, the full benefit will be paid if your client is resident within Europe (including UK). If your client moves outside of Europe, we will pay for 13 weeks.

During a claim your client has access to tailored rehabilitation and exercise programmes if they need it or it’s appropriate for the type of injury they’ve suffered.