As a Financial Broker, you know how hard your clients work to build and grow their businesses. It’s essential to safeguard their company’s financial future against the unexpected loss of a business owner or key person.
That’s where Business Protection comes in. Simply put, it’s life insurance (which can also include specified illness cover) for someone crucial to the business’s profits or one of the business owners.
The ownership structure of your client’s business will determine their needs. Below are the potential solutions.
For a limited time only, we’re giving your clients a 15% discount on Business Protection life only policies. Read Terms and Conditions here
Our business protection products
Business Protection
Limited company
Many small firms are established as private companies. Directors, often key people, may also be main shareholders. One of the biggest risks to a business is the death of a co-director, which can create major challenges for surviving directors and the deceased's estate.
When two or more people manage a business together as a partnership, they are often the business's most valuable assets. If one partner dies unexpectedly, the business could face serious problems regarding their share of the business.
If your client is a sole trader, they need to consider whether their family could survive financially if something happened to them. Do they have income protection and life cover in place?
Protection from Aviva comes with so much more than financial protection. Powered by Teladoc Health, a global leader in virtual care, Aviva Care gives your clients five health & wellbeing services that line up to offer total protection for them and their family.
When their health defences are down – our Digital GPs are here to provide an online diagnosis at home or away, even provide prescriptions. When they need the support of a whole team behind them, they can get their case reviewed by one of 50,000 medical experts from around the world. And because mental health is just as important as your physical health, we also have a team of professional psychologists offering confidential support.
Get Fit Programme
A four to eight week online fitness and nutrition plan designed to help you build healthier habits, lose weight safely, and stay motivated. Created by a team of nutrition and fitness experts, the programme combines structured meal planning with guided exercise routines to support steady, sustainable progress.
The Aviva Care digital GP service is a private doctor service offering your clients and their immediate family access to clinical advice and guidance in non-emergency situations.
With the Best Doctors service, they can get a second medical opinion from a world leading expert so they can double check a diagnosis, investigate alternatives and get additional treatment options for any condition affecting their quality of life.
Warning: This guide is based on our understanding of current legislation and Revenue practice (as at August 2024), as they relate to a private company limited by shares. It is intended as a general guide only and should not be relied on under any circumstances. Aviva accept no responsibility whatsoever for the contents of this guide or the interpretation of its contents. Independent professional advice should be obtained on the individual circumstances relevant to every case.
Aviva Life & Pensions Ireland Designated Activity Company, is a private company limited by shares, registered in Ireland No. 165970. Registered office at Building 12, Cherrywood Business Park, Loughlinstown, Co. Dublin, D18 W2P5. Tel (01) 898 7950, www.aviva.ie
Aviva Life & Pensions Ireland Designated Activity Company, trading as Aviva Life & Pensions Ireland and Friends First, is regulated by the Central Bank of Ireland.
Aviva Life & Pensions Ireland does not guarantee the on-going availability of any or all of the Aviva Care Ireland services to its policy holders and may, at its sole discretion, withdraw access to the service at a month’s notice. If we withdraw it, we’ll write to notify policy holders at least 30 days in advance of its removal.
Teladoc Health, who provide the Aviva Care services, is not a regulated entity. Aviva Care is not a regulated service.
Aviva Life & Pensions Ireland Designated Activity Company, is a private company limited by shares, registered in Ireland No. 165970. Registered office at Building 12, Cherrywood Business Park, Loughlinstown, Co. Dublin, D18 W2P5. Tel (01) 898 7950, www.aviva.ie
Aviva Life & Pensions Ireland Designated Activity Company, trading as Aviva Life & Pensions Ireland and Friends First, is regulated by the Central Bank of Ireland.
