Aviva Cash Fund

1.  We recognise that investing in funds involves a range of risks, including operational, market, counterparty, and liquidity risks. A key and more visible risk for investors is fund volatility, which can impact the value of investments over time.

We use the ESMA risk rating methodology as the primary, industry-standard measure of this volatility. Funds are monitored against these ratings on an ongoing basis. In certain cases, we may apply a higher, qualitative risk rating where additional considerations, such as liquidity constraints or increased potential for loss, support a more prudent assessment of the overall risk profile.

Risk ratings are stated as at 01 July 2026 and may change over time. For further information, please see the Your Investment Guide.

2.      This Fund Charge is made up of:

-       a fund management charge which is deducted daily from the unit price of the fund(s); and

-       a plan management charge which is taken monthly by deduction of units from the value of your fund(s). If you are invested in more than one fund, this charge will be taken proportionately across the range of funds in which the policy is invested.

The Fund Charge applying to your client’s fund(s) will be shown on their policy schedule. Where a fund invests in another fund(s), additional charges may apply. These charges may vary depending on the specific investments in each fund. Where these charges are applied, they are reflected in the unit price. As a result, the overall charge may be higher than shown in the product documentation.

3.     For funds managed by Aviva Investors on behalf of Aviva Life & Pensions Ireland DAC (ALPI), the SFDR classification (including any Article 8 designation) is determined by ALPI as the product manufacturer, based on disclosures and information provided by Aviva Investors.

Aviva Investors is responsible for preparing the underlying sustainability disclosures in its role as investment manager. ALPI reviews and relies on this information in the same manner as it would for third-party managers, and retains responsibility for the fund’s regulatory classification and associated disclosures under the Sustainable Finance Disclosure Regulation (SFDR), in line with its internal review and governance processes.

While investment management activities are delegated to Aviva Investors, the approach to promoting environmental and/or social characteristics, including stewardship and ESG integration, is implemented by Aviva Investors in accordance with agreed mandates. Funds designated as Article 8 do not have a specific sustainable investment objective.

An Article 8 classification is not a rating, recommendation, or endorsement, and does not indicate the performance or sustainability quality of a fund.

SFDR classifications and supporting methodologies may evolve over time as regulatory guidance develops and investment approaches are refined. There is no guarantee that the fund will consistently meet its stated environmental or social characteristics.

This information is a summary and does not constitute the full SFDR disclosure for the fund.

Further information on sustainability-related risks, SFDR disclosures and important limitations is available in the Aviva Sustainability Hub and in the relevant fund documentation, including the Your Investment Guide. Brokers should ensure clients review these materials before making any investment decision.