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Financial underwriting ensures that the requested amount of cover is reasonable in relation to the financial circumstances of the individual or business.
The underwriter therefore needs to establish that:
Financial Underwriting can be broken down into Personal Protection and Business Protection:
The questionnaire that you use depends on the type of cover you are applying for.
For applications up to €1.5 million life cover and/or €750,000 specified illness cover, we do not usually require any specific financial information.
Where total cover exceeds €1.5 million life cover and/or €750,000 specified illness, financial underwriting is required. The details required are outlined in our questionnaires.
Where total cover exceeds €3 million life cover and/or €1million specified illness, further financial evidence is required as outlined in our questionnaires.
Aviva Life & Pensions Ireland Designated Activity Company, is a private company limited by shares, registered in Ireland No. 165970. Registered office at Building 12, Cherrywood Business Park, Loughlinstown, Co. Dublin, D18 W2P5. Tel (01) 898 7950, www.aviva.ie
Aviva Life & Pensions Ireland Designated Activity Company, trading as Aviva Life & Pensions Ireland and Friends First, is regulated by the Central Bank of Ireland.
