Aviva Fixed Allocation

Our fixed allocation range that rebalances monthly to target asset class weights

Managed by Aviva Investors, this range of passively managed multi-asset funds is designed to provide long-term capital growth at a level of risk that suits your clients’ preferences. Each fund maintains a fixed allocation between equities and bonds, rebalanced monthly to ensure consistency with its target mix.

Target Allocations

  • Fixed ESG 20: 20% equities / 80% bonds
  • Fixed ESG 40: 40% equities / 60% bonds
  • Fixed ESG 60: 60% equities / 40% bonds
  • Fixed ESG 80: 80% equities / 20% bonds

Please see our Your Investment Guide for more information on the operation, risks, and benefits of investing in these Funds.

Risk rating

3,4,5
as at 01 July 20261

Asset Class

Multi-Asset

Investment Style

Passive

Annual Pricing²

0.10% discount to standard pricing

Managed by

Aviva Investors

Fund details

Gross Fund Performance Show more Show less

Where do the funds invest? Show more Show less

  • These funds invest in global equities (tracking the MSCI World Index) and investment-grade sovereign and corporate bonds.  
  • They are built using low-cost index funds and apply ESG overlays to improve sustainability characteristics while maintaining close alignment with benchmark performance. 
  • The funds are rebalanced monthly to their target weights. 

 

Fund Factsheets Show more Show less

Visit our Fund Centre for factsheets for different fund series.

Fixed 20 Fund - download Fixed 20 Fund

Fixed 40 Fund - download Fixed 40 Fund

Fixed 60 Fund - download Fixed 60 Fund

Fixed 80 Fund - download Fixed 80 Fund

SFDR Designation Show more Show less

We have determined that these Funds comply with the requirements of Article 8 of the Sustainable Finance Disclosure Regulation in that they promote environmental and social characteristics.3 These Funds do not have a specific sustainability objective.

Beyond any binding ESG constraints in the strategy and baseline exclusions policy,  the investment manager retains discretion over final investment decisions, taking into account wider risk factors.

Availability Show more Show less

Key documents

Tool

Risk Profile and Portfolio Builder

funds

Key Information Documents (KIDs)

Fund Support Hub

Tools, performance reports to support investment decisions.

Fund Centre

Visit our Fund Centre for factsheets for different fund series.

Warnings

 

Warning: Past performance is not a reliable guide to future performance. 
Warning: The value of your investment may go down as well as up.
Warning: The income you earn from this investment may go down as well as up.
Warning: If you invest in these funds you may lose some or all of the money you invest.
Warning: These funds may be affected by changes in currency exchange rates.
Warning: If you invest in a pension, you will not have access to your money until you retire.

1.  We recognise that investing in funds involves a range of risks, including operational, market, counterparty, and liquidity risks. A key and more visible risk for investors is fund volatility, which can impact the value of investments over time.

We use the ESMA risk rating methodology as the primary, industry-standard measure of this volatility. Funds are monitored against these ratings on an ongoing basis. In certain cases, we may apply a higher, qualitative risk rating where additional considerations, such as liquidity constraints or increased potential for loss, support a more prudent assessment of the overall risk profile.

Risk ratings are stated as at 01 July 2026 and may change over time. For further information, please see the Your Investment Guide.

2.      This Fund Charge is made up of:

-       a fund management charge which is deducted daily from the unit price of the fund(s); and

-       a plan management charge which is taken monthly by deduction of units from the value of your fund(s). If you are invested in more than one fund, this charge will be taken proportionately across the range of funds in which the policy is invested.

The Fund Charge applying to your client’s fund(s) will be shown on their policy schedule. Where a fund invests in another fund(s), additional charges may apply. These charges may vary depending on the specific investments in each fund. Where these charges are applied, they are reflected in the unit price. As a result, the overall charge may be higher than shown in the product documentation.

3.     For funds managed by Aviva Investors on behalf of Aviva Life & Pensions Ireland DAC (ALPI), the SFDR classification (including any Article 8 designation) is determined by ALPI as the product manufacturer, based on disclosures and information provided by Aviva Investors.

Aviva Investors is responsible for preparing the underlying sustainability disclosures in its role as investment manager. ALPI reviews and relies on this information in the same manner as it would for third-party managers, and retains responsibility for the fund’s regulatory classification and associated disclosures under the Sustainable Finance Disclosure Regulation (SFDR), in line with its internal review and governance processes.

While investment management activities are delegated to Aviva Investors, the approach to promoting environmental and/or social characteristics, including stewardship and ESG integration, is implemented by Aviva Investors in accordance with agreed mandates. Funds designated as Article 8 do not have a specific sustainable investment objective.

An Article 8 classification is not a rating, recommendation, or endorsement, and does not indicate the performance or sustainability quality of a fund.

SFDR classifications and supporting methodologies may evolve over time as regulatory guidance develops and investment approaches are refined. There is no guarantee that the fund will consistently meet its stated environmental or social characteristics.

This information is a summary and does not constitute the full SFDR disclosure for the fund.

Further information on sustainability-related risks, SFDR disclosures and important limitations is available in the Aviva Sustainability Hub and in the relevant fund documentation, including the Your Investment Guide. Brokers should ensure clients review these materials before making any investment decision.

Aviva Life & Pensions Ireland Designated Activity Company, is a private company limited by shares, registered in Ireland No. 165970. Registered office at Building 12, Cherrywood Business Park, Loughlinstown, Co. Dublin, D18 W2P5. Tel (01) 898 7950, www.aviva.ie

Aviva Life & Pensions Ireland Designated Activity Company, trading as Aviva Life & Pensions Ireland and Friends First, is regulated by the Central Bank of Ireland.